Unum

LIFE HIGHLIGHTS

• Option of flat benefit or 1-2 times salary
• Guaranteed Issue $50,000 maximum
• Accelerated benefits up to 50% of the total life insurance benefit
• Optional waiver of premium

LTD HIGHLIGHTS

• Own-occupation, residual, and partial definitions of disability
• Benefits payable to age 65 or older for injury or illness
• Work-life balance employee assistance program

STD HIGHLIGHTS

• Choice of 50-60% up to $1,000/week
• Plan designs for groups as small as two employees
• Choice of employer-paid, shared contributions, or employee paid

DENTAL & VISION COVERAGE ALSO AVAILABLE

Please contact agent support at agentsupport@directbenefits.com or at 800.620.5010 and select option 5.