Reliance Standard
Critical Illness, Dental, Vision, Life, STD, & LTD for groups
CRITICAL ILLNESS PLAN HIGHLIGHTS
Group size: 2+
States available: All but FL, MD, MN, MT, NY, & WA
- Benefit options of $5,000, $10,000, or $20,000
- Cancer, heart attack, stroke, kidney failure, and major organ transplant coverage
- 200% Lifetime Benefit Maximum
- Subsequent occurrence and recurrence benefits
- Employers can pay all, partial, or none of the premium
- Carve-outs are permitted for 2 or more eligible employees within a class
- Two-year rate guarantee
- 100% family-related or husband/wife groups available
- Consolidated billing with Dental, Life, STD & LTD available
DENTAL PLAN HIGHLIGHTS
Group size: 2+
States available: All but MD, MS, RI, SC, VT & WV
- Premium savings up to 70%
- Annual maximum benefit up to $2,500
- No waiting periods
- 80% coverage for all services including major
- Employer funded or voluntary options
- Discounts on laser surgery including LASIK
- Optional two-year rate guarantee
- True View and Sharper Vision plans provide access to national EyeMed & VSP networks
LIFE INSURANCE PLAN HIGHLIGHTS
Group size: 2+
Small Group (2-9) Product Highlights:
- $5,000 GI for 2-5 lives and $75,000 GI for 6-9 lives
- Waiver of premium provision included
- Carve out of 100% family-related eligible
- Maximum benefit is $200,000
- Three-year rate guarantee
Large Group (10+) Product Highlights:
- $100,000 GI
- Dependent Life available
- Accelerated Death Benefit
- Smoke-free and wellness program discounts
- Waiver of Premium (with a critical illness discount)
- Conversion feature
- Bereavement counseling
- Flexible benefit schedule of Flat or Multiples of Salary
- Worldwide travel assistance program
LONG TERM DISABILITY PLAN HIGHLIGHTS
Group size: 2+
States available: All states
Small Group (2-9) Product Highlights:
- Guarantee Issue
- $7,500 monthly benefit
- Pre-existing condition benefit
- Two-year rate guarantee
- Rehabilitation benefit
Large Group (10+) Product Highlights:
- Monthly benefits up to $24,000
- Benefit percentages of 40% to 66 2/3%
- Partial and residual benefits available
- Up to three-year rate guarantees
- Worldwide travel assistance program
VISION PLAN HIGHLIGHTS
Group size: 5-99
States available: All but MA, MD, & RI
- Plans designed for employers seeking maximum flexibility
- Employer funded or voluntary plan options
- Four-year rate guarantee
- Discounts on laser surgery including LASIK
- True View and Vision Plans provide access to national EyeMed & VSP networks
SHORT TERM DISABILITY PLAN HIGHLIGHTS
Group size: 2+
States available: All states
Small Group (2-9) Product Highlights:
- Guarantee Issue
- Pre-existing condition benefit
- Benefit percentage up to 70%
- Weekly benefit to $1,500
- Three-year rate guarantee
Large Group (10+) Product Highlights:
- Benefit percentage up to 70%
- Benefit duration up to 52 weeks
- Claim services only option available
- Partial and residual benefit available