OneAmerica
ONE AMERICA LIFE AND AD&D
Group size: 2+
- Guarantee Issue: $50,000
- Benefit Maximum: $300,000 (not to exceed 5x employee's annual base salary)
- AD&D to match life amount
- Spouse and Child coverage available
- Participation requirement: greater than 2 lives enrolled or 25% per product
- 100% participation required for employer paid offerings
SHORT TERM DISABILITY
Group size: 2-99
States available: All but CA
- Guaranteed issue & weekly maximum of $1,150
- Benefit percentage: 60%
- Elimination period options: 7/7, 14/14, 30/30 with 13 or 26 week benefit duration
- Continuation of personal insurance under FMLA
LONG TERM DISABILITY
Group size: 2-99
States available: All but CA
- Monthly maximum of $5,000
- Elimination period option of 90 to 180 days
- Benefit duration: 2 years to age 70, 5 years/SSFRA or SSFRA
- Guaranteed Issue: $5,000
- $100 monthly minimum benefit
OneAmerica Product Highlights & Appointment Forms: