Nippon Life Benefits
Delivering innovative employee benefits for more than 25 years, Nippon Life Benefits is proud to serve clients in the 2+ marketplace and provide a full suite of options including dental, vision, life, short and long term disability.
Our strength and stability is proven with an AM Best Rating of A- (January 2020). We are a subsidiary of Nippon Life Insurance Company of Japan, the largest life insurer in Japan with over $520 billion in assets and is ranked #125 in the Global Fortune 500 (August 2019). Our foundational values are built with harmony, Honor, and Humanity and are integrated into everything we do.
GROUP DENTAL HIGHLIGHTS
Group size: 2-50 (51+ available by request, contact Agent Support)
States available: CA, GA, IL, MN, NE, OR, TX, and WI (other states available by request, contact Agent Support)
Provider Search: Aetna Network Provider Search
- Open Enrollment
- Implants Covered
- Perio and Endo covered in Basic with buy-up
- No waiting periods for Major (2 - 4 enrolled requires current coverage)
- Family-related business eligible (even Mom and Pop shops)
- Large National Network
- 90th UCR or MAC (nearly 30% savings) for non-network claims
- Child orthodontia available to groups 5+ with current coverage and 10+ without
- Several annual benefits and deductibles to accommodate all budgets and goals
- Voluntary options with low participation (greater of 5 or 25%) and no employer contribution
- 10% level writing agent commission – All Years!
GROUP VISION HIGHLIGHTS
Group size: 2-50 (51+ available by request, contact Agent Support)
States available: CA, GA, IL, MI, MN, NE, NJ, NY, OR, PA, TX, and WI (other states available by request, contact Agent Support)
Provider Search: EyeMed Vision Network Provider Search
- Powered by EyeMed Insight Network
To get your custom quote started, please reach out to agent support:
agentsupport@directbenefits.com
800.620.5010, select option 5