SHORT TERM DISABILITY HIGHLIGHTS:
Group size: 2+
States available: Available in all states
- Short term disability: True or voluntary plans available (Minimum 5 enrolled for Vol LTD)
- Greater than 5 lives or 50% participation required for voluntary
- All guarantee issue
- 60% and 66 2/3% to a maximum of $1,500 and $2,000
LONG TERM DISABILITY HIGHLIGHTS:
Group size: 2+
States available: Available in all states
- Long term disability: True or voluntary plans available (Minimum 5 enrolled for Vol LTD)
- Greater than 5 lives or 50% participation required for voluntary
- $100 monthly minimum benefit
- Employee assistance program
- 90 or 180 day elimination period
LIFE INSURANCE GROUP HIGHLIGHTS:
Group size: 2+
States available: Available in all states
Basic Life / AD&D and Optional Life/AD&D Product Highlights:
- Flat amount & 1x, 2x, or 3x salary up to $350,000
- Benefit amounts up to $100,000 for 2-4 lives
- Benefit amounts up to $200,000 for 5-9 lives
- Benefit amounts up to $350,000 for 10-24 lives
- Can offer flat $100,000 for 2-9 lives and flat $200,000 for 10-24 lives
- Max guarantee issue based on total volume of group's life benefit
- Optional life for 5-9 lives up to $100,000 - $30,000 GI / optional life 10-14 lives up to $200,000
- Simplified EOI process for any amounts requested above the Guarantee Issue
- Dependent life options: $5,000 & $10,000 Spouse / $2,000 & $5,000 for children over 6 months of age / $100 for children under 6 months
- Accelerated Death Benefit
Voluntary Life & AD&D Product Highlights:
- Offered to groups with 10-24 employees
- $10,000 increments to $300,000
- Guarantee issue 10-14 lives is $30,000 and 15-24 lives is $50,000
- Spouse life amounts of 50% of employee elected amounts up to $50,000
- Dependent child amount is $10,000